By enrolling in the Smiles program, you agree to participate in the Link & Earn, a card-linked offers (CLO) program by Smiles and accept the following Terms & Conditions, which govern the earning of Smiles points through qualifying transactions at participating merchants.
1. Program Overview
Link & Earn is a card-linked rewards feature offered by Smiles, enabling members to link their eligible payment card to Smiles and earn Smiles points on qualifying purchases made at participating partner merchants using the linked payment card/s. Participation in the program is free of charge and subject to these Terms & Conditions, as well as the Smiles General Terms & Conditions.
2. Card Linking and Eligibility
- Members may link up to five (5) eligible payment card, which could be a Visa or Mastercard debit or credit card issued in the United Arab Emirates, to their Smiles account.
- Upon adding a new card to the Smiles app, the card will be automatically linked, provided it meets eligibility criteria and the member has not exceeded the maximum number of linked cards.
- If the maximum limit has been reached, the member must first de-link an existing card before linking a new one.
- Each card may be linked to only one Smiles account at any given time.
- By linking a card, the member confirms that they are the registered cardholder and authorizes Visa and Mastercard to respectively monitor transactions, identify qualifying purchases, and share relevant non-personal information / transaction data with Smiles for the purpose of awarding Smiles points.
- It is recommended that members link their card at least twenty-four (24) hours prior to making a qualifying purchase to ensure proper tracking and eligibility.
3. Earning Smiles points
- Smiles points are earned on qualifying purchases made at participating partner merchants using a linked card. Transactions made via Apple Pay and Google Pay are also eligible.
- The number of Smiles points that can be earned may vary depending on the merchant, offer, and transaction value.
- Only transactions made directly at the merchant’s point of sale and/or platform are eligible. Purchases paid in full or in part using cash, gift cards, discount coupon, store credit, or involving product exchanges or refunds, are not eligible.
- Participating merchants may take up to fifteen (15) days to verify and approve a transaction. Once approved, eligible transactions will earn points, which will be credited to the member’s Smiles account in accordance with the program’s accrual schedule.
- Points earned through Smiles Link & Earn will be credited to members’ accounts once per month. The crediting schedule is determined solely by Smiles and may be changed at its discretion without prior notice.
- In some instances, if a transaction is made in conjunction with any other offer, the merchant may decline such transaction, and Smiles points may not be awarded.
- Members may track their transaction history and points accrual on the Smiles Link & Earn page.
- An active Smiles account is required to earn and receive Smiles points.
4. Card Management
- Members may manage their linked cards on the Smiles Link & Earn page.
- If a card is de-linked, no further points will be earned on purchases made with that card. Any points earned but not yet credited prior to de-linking will be forfeited.
- If a card is deleted from the profile in the Smiles app, it will not be automatically de-linked and will continue to earn Smiles points when used at partner merchants while it remains linked to Smiles. To de-link a card, members may do so on the Smiles Link & Earn page.
- When a card is de-linked, it will not be automatically deleted from the member’s Smiles account. To remove a card from the account entirely, members may delete it via the Manage Payment Methods section in the Smiles app.
- Smiles reserves the right to de-link cards that are inactive, expired, or suspected of misuse or fraudulent activity.
5. Merchant Participation
- Smiles may update, suspend, or remove partner merchants from the program at any time without prior notice.
- The current list of participating merchants is available in the Link & Earn section of the Smiles app.
- This program may not be combined with other offers or promotions provided by partner merchants unless explicitly stated.
- Merchant and location data are provided by third-party sources. Smiles shall not be held liable for any inaccuracies or omissions.
6. Transaction Confirmation and Disputes
- Participating merchants may share confirmation of purchases or refunds with Smiles for audit purposes or to assist in resolving member disputes.
- Any inquiries or disputes regarding points earned must be submitted to Smiles customer support via the app within thirty (30) days of the transaction date. Smiles reserves the right to investigate and resolve disputes at its sole discretion.
7. Products, Services, and Liability
- All goods and services are provided directly by the participating merchants. Smiles is not involved in the sale, delivery, or quality of such goods or services.
- The inclusion of a merchant in the Link & Earn program does not constitute an endorsement by Smiles of any product, service, or merchant.
- Members acknowledge that any transaction made with a participating merchant constitutes a separate legal relationship between the member and the merchant. Smiles shall not be liable for any dissatisfaction, loss, or damages arising from such transactions.
8. Fraud, Misuse, and Reversals
- Smiles reserves the right to reverse Smiles points that were credited in error or in connection with suspected misuse, abuse, or fraudulent activity.
- Participating merchants may decline to award Smiles points for transactions they deem ineligible or fraudulent.
- Smiles may suspend or disable accounts to prevent further misuse and to maintain the integrity of the program.
9. Data Sharing and Privacy
- By linking a card, members consent to the secure sharing of transaction data between Visa and Smiles, and Mastercard and Smiles for the purpose of identifying qualifying purchases and awarding Smiles points.
- Smiles may share anonymized transaction data with participating merchants for performance tracking, reporting, and audit purposes.
- Personal data will not be shared with merchants except where required for dispute resolution, fraud investigation, or other exceptional circumstances, and always in accordance with Smiles’ Privacy Policy and applicable data protection laws.
- All processing of your personal data will be in accordance with applicable data protection laws. For more information, you may refer to the Smiles Privacy Policy.
10. Program Changes and Termination
- Smiles reserves the right to modify, suspend, or terminate the Link & Earn program at any time without prior notice.
- Continued participation in the program constitutes acceptance of any changes to these Terms & Conditions.
- To cease participation in Link & Earn, members must remove all linked cards from the Link & Earn section of the Smiles app prior to deleting the app or closing their account.